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Fields with * are required to proceed.

Please fill out the following information as accurately as possible. Once we receive your submitted application, you will get a confirmation email with your unique ID number and portal link to submit supporting documents. Keep checking your email for important notifications from us while we process your application.

1Create your Trio Account

Passwords must be between 8 and 20 characters and must contain at least one uppercase letter, one lowercase letter, and at least one of the following special characters: ! @ # $ % ^ & * ( )

2Where do you want to live?

3How did you hear about us?

Yes
No
Yes
No
Yes
No
Yes
No

4Applicant

SSN
ITIN
Own
Rent
No. Yrs.*
Same as current address

5 Co-Applicant

SSN
ITIN
Same as applicant
Own
Rent
No. Yrs.*
Same as current address

Trio’s OwnOption Lease is only available on TrioReady Homes starting February 1, 2023.

Before continuing, please select a home from our list of TrioReady Homes that you will be applying for.


If one of these homes won't work for you and you are prepared with down payment funds, apply for Link Loan or Convertible Lease through a participating mortgage lender here.

Ready for the next step in your homeownership journey?

To complete your application, you will need to provide details of your income and savings. You will also need to provide contact information for your employer and landlord. If including a co-applicant, make sure they are available to provide their details as well. All applicants should be present to complete the application as accurately as possible.

A reminder of our minimums:

  • Gross household income of at least $3600/month or more
  • Third-party documentation to support income and positive housing history
  • A FICO credit score of at least 580
    • Your approval will be dependent upon a FICO credit report provided by Equifax
  • No active bankruptcy or foreclosure action
  • Enough savings to cover estimated upfront costs, with no less than $5,000 held

I understand that approval of my application is dependent upon meeting all underwriting criteria, not just minimums.

I understand that my qualifying FICO credit score will be determined via a credit report provided by a third-party provider after I submit my application.

There's renting, there's owning, now there's trio

Credit Check

To complete your application, you will need to upload documentation showing that your credit score is above 580. We base our decision on our own credit report so providing your score is not a guarantee of approval, but if you check your score now and it isn’t above our minimum you can wait to apply until it is.

Don't have that available? Go to one of these sites to get your credit score for free.

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