process

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APPLY

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PRE-QUALIFY

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FIND A HOME

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MAKE AN OFFER

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FINAL APPROVAL

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SIGN LEASE
MAKE DEPOSITS

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CLOSING COMPLETE
MOVE IN!

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BUY WHEN READY

LEASE TO OWN TRIO STYLE

Many people rent while they save up for their new home. But with Trio, you can live in the home you want to own while saving for a down payment or improving your financial situation. With Trio’s 3-year leases, you have the time you need, but when you are ready you don’t have to wait since you can buy anytime.

Using Trio gives you the time you might need to build up your credit history, learn how to care for and maintain a home, and build home equity while you lease – that you can use when you are ready to purchase. Trio fixes your home price at today’s cost plus a margin which means you will ultimately pay less for your home over time. Compare that to just renting, where you pay thousands of dollars every year without seeing a payback – building someone else’s financial future, not your own.

When you are ready and qualified to purchase, you’ll be able to qualify to assume Trio’s included OwnOption Mortgage at today’s interest rates. Plus, you can use the equity you gained above Trio’s low purchase option prices toward your down payment or closing costs. This means savings to you over the long term while giving you time to build in the short term.

You are safe and secure with Trio!

TRIO’S OWNOPTION MORTGAGE

With every one of its financings, Trio includes an assumable 30-year mortgage that locks in today’s interest rates. Trio calls this an OwnOption Mortgage because it’s a mortgage Trio puts in place for you that you can qualify to use when you are ready to buy. It protects your affordability when interest rates are on the rise.

 

Locks in a 30-year mortgage at the time you lease with Trio that you can assume when you’re qualified.

Fixes an interest rate you can qualify to assume when ready and take over the remaining payments.

Protects you from being priced out of purchasing after you save for your down payment.

 

Trio is the only program in the US that provides you a 30-year fixed rate mortgage up front.

TRIO JUST MAKES SENSE

Trio helps you build your financial future by offering you an easy way to invest in yourself.

The lowest purchase option price, starting at just 1% over the home’s cost

An included assumable 30 year OwnOption Mortgage

Build equity before you are ready to purchase

Use your pre-ownership equity towards your purchase

Select a new or quality used home in your market

Purchase anytime you are ready, regardless of your lease term

No down payment and low move-in costs

For more information on all of the programs available through Trio, please check out our Resources.

self assessment

Use this short checklist to see if you are ready for Trio, and learn more about how we can help you achieve your goals.